Home Equity Loan Comprehensive Study by Type (Fixed-Rate Loan, Home Equity Lines of Credit (HELOCs)), Application (Medical Expenses, Educational Expenses, Home Restoration, Debt Consolidation, Others), Sales Channels (Banks, Local Credit Unions, Housing Finance Companies, Online Platforms, Others), Loan Slab (Self-Occupied Residential Property, Non-Self-Occupied Residential Property) Players and Region - Global Market Outlook to 2030

Home Equity Loan Market by XX Submarkets | Forecast Years 2024-2030 | CAGR: 3.5%  

  • Summary
  • Market Segments
  • Table of Content
  • List of Table & Figures
  • Players Profiled
About Home Equity Loan
Home Equity Loan is basically a second mortgage against an individual’s residential property. This allows individual homeowners to borrow capital against the equity of residential property which can be called collateral in this case. The amount of loan to be sanctioned under this scheme is derived from the equity value of the home as set by banks or credit unions. This type of loan, specifically, HELOCs was quite popular from 2004 to 2007 till the mortgage financial crisis. Following this, recently the home equity loan market started gaining popularity, with consumers being more conservative this time around and preferring the fixed-rate loans segment. Such Home Equity Loans are widely used for home restoration, educational expenses like tuition fees or medical expenses, and other personal financial requirements. Geographically, North America is the most dominant market the Home Equity Loans, which is expected to remain so.

AttributesDetails
Study Period2018-2030
Base Year2023
UnitValue (USD Million)
CAGR3.5%


The companies are exploring the market by adopting expansions, investments, new service launches, and collaborations as their preferred strategies. The players are exploring new geographies through expansions and acquisitions across the globe to gain a competitive advantage through combined collaborations. Analyst at AMA Research estimates that United States Players will contribute the maximum growth to Global Home Equity Loan market throughout the forecasted period. Established and emerging Players should take a closer view at their existing organizations and reinvent traditional business and operating models to adapt to the future.

Bank of America Corporation (United States), Citibank (United States), Truist Financial Corp. (United States), Reali Loans (United States), U.S. Bank (United States), Flagstar Bank (United States), Guaranteed Rate IL (United States), PNC Bank (United States), Discover Financial Services (United States) and Pentagon Federal Credit Union (United States) are some of the key players that are part of study coverage. Additionally, the Players which are also part of the research coverage are TBK BANK (United States), Connexus Credit Union (United States) and LoanDepot LLC (United States).

Segmentation Overview
AMA Research has segmented the market of Global Home Equity Loan market by Type (Fixed-Rate Loan and Home Equity Lines of Credit (HELOCs)), Application (Medical Expenses, Educational Expenses, Home Restoration, Debt Consolidation and Others) and Region.



On the basis of geography, the market of Home Equity Loan has been segmented into South America (Brazil, Argentina, Rest of South America), Asia Pacific (China, Japan, India, South Korea, Taiwan, Australia, Rest of Asia-Pacific), Europe (Germany, France, Italy, United Kingdom, Netherlands, Rest of Europe), MEA (Middle East, Africa), North America (United States, Canada, Mexico). If we see Market by Sales Channels, the sub-segment i.e. Banks will boost the Home Equity Loan market. Additionally, the rising demand from SMEs and various industry verticals gives enough cushion to market growth. If we see Market by Loan Slab , the sub-segment i.e. Self-Occupied Residential Property will boost the Home Equity Loan market. Additionally, the rising demand from SMEs and various industry verticals gives enough cushion to market growth.

Influencing Trend:
Local Credit Unions are Highly Preferred during Home Equity Loans due to Lower Interest Rates than Banks and Fixed-Rate Loans are widely preferred since the 2007 Mortgage Crisis

Market Growth Drivers:
Home Price Appreciation, Large Scale Penetration of Home Loan Market and Consumer Lifestyle and Behavioural Changes

Challenges:
Lower Margins for the Lenders, Irregularities in Interest Rates with Home Equity Loans compared to Mortgage and Home Loans and Volatility in Equity

Restraints:
Dynamic Changes in Regulations Surrounding Home Equity Loans

Opportunities:
Asia Pacific Market has been Less Explored in Terms of Home Equity Loan Market Expansion and Launching Innovative Products in order to Get Competitive Edge over a Large Number of Small and Big Competitors

Market Leaders and their expansionary development strategies
In August 2023, Spring EQ, a leading provider of home equity financing solutions, announced today that it has entered into a definitive agreement to be acquired by an affiliate of Cerberus Capital Management, L.P. , a global leader in alternative investing.
In May 2023, Hometap has launched a digital platform designed to help homeowners make more informed financial decisions about their home. The new Home Equity Dashboard allows homeowners to view their equity and access tools and resources that will help them reach their financial goals
US Congress has sanctioned the Home Equity Loans Consumer Protection Act (HELCPA) which regulates the Disclosure and Advertising of Home Equity Loans

Key Target Audience
Home Equity Loan Providers, New Entrants/Investors, Venture Capitalists and Private Equity Firms, Analysts and Strategic Business Planners, Government Regulatory and Research Organizations, End-Use Industries and Others

About Approach
To evaluate and validate the market size various sources including primary and secondary analysis is utilized. AMA Research follows regulatory standards such as NAICS/SIC/ICB/TRCB, to have a better understanding of the market. The market study is conducted on basis of more than 200 companies dealing in the market regional as well as global areas with the purpose to understand the companies positioning regarding the market value, volume, and their market share for regional as well as global.

Further to bring relevance specific to any niche market we set and apply a number of criteria like Geographic Footprints, Regional Segments of Revenue, Operational Centres, etc. The next step is to finalize a team (In-House + Data Agencies) who then starts collecting C & D level executives and profiles, Industry experts, Opinion leaders, etc., and work towards appointment generation.

The primary research is performed by taking the interviews of executives of various companies dealing in the market as well as using the survey reports, research institute, and latest research reports. Meanwhile, the analyst team keeps preparing a set of questionnaires, and after getting the appointee list; the target audience is then tapped and segregated with various mediums and channels that are feasible for making connections that including email communication, telephonic, skype, LinkedIn Group & InMail, Community Forums, Community Forums, open Survey, SurveyMonkey, etc.

Report Objectives / Segmentation Covered

By Type
  • Fixed-Rate Loan
  • Home Equity Lines of Credit (HELOCs)
By Application
  • Medical Expenses
  • Educational Expenses
  • Home Restoration
  • Debt Consolidation
  • Others
By Sales Channels
  • Banks
  • Local Credit Unions
  • Housing Finance Companies
  • Online Platforms
  • Others

By Loan Slab
  • Self-Occupied Residential Property
  • Non-Self-Occupied Residential Property

By Regions
  • South America
    • Brazil
    • Argentina
    • Rest of South America
  • Asia Pacific
    • China
    • Japan
    • India
    • South Korea
    • Taiwan
    • Australia
    • Rest of Asia-Pacific
  • Europe
    • Germany
    • France
    • Italy
    • United Kingdom
    • Netherlands
    • Rest of Europe
  • MEA
    • Middle East
    • Africa
  • North America
    • United States
    • Canada
    • Mexico
  • 1. Market Overview
    • 1.1. Introduction
    • 1.2. Scope/Objective of the Study
      • 1.2.1. Research Objective
  • 2. Executive Summary
    • 2.1. Introduction
  • 3. Market Dynamics
    • 3.1. Introduction
    • 3.2. Market Drivers
      • 3.2.1. Home Price Appreciation
      • 3.2.2. Large Scale Penetration of Home Loan Market
      • 3.2.3. Consumer Lifestyle and Behavioural Changes
    • 3.3. Market Challenges
      • 3.3.1. Lower Margins for the Lenders
      • 3.3.2. Irregularities in Interest Rates with Home Equity Loans compared to Mortgage and Home Loans
      • 3.3.3. Volatility in Equity
    • 3.4. Market Trends
      • 3.4.1. Local Credit Unions are Highly Preferred during Home Equity Loans due to Lower Interest Rates than Banks
      • 3.4.2. Fixed-Rate Loans are widely preferred since the 2007 Mortgage Crisis
  • 4. Market Factor Analysis
    • 4.1. Porters Five Forces
    • 4.2. Supply/Value Chain
    • 4.3. PESTEL analysis
    • 4.4. Market Entropy
    • 4.5. Patent/Trademark Analysis
  • 5. Global Home Equity Loan, by Type, Application, Sales Channels, Loan Slab and Region (value and price ) (2018-2023)
    • 5.1. Introduction
    • 5.2. Global Home Equity Loan (Value)
      • 5.2.1. Global Home Equity Loan by: Type (Value)
        • 5.2.1.1. Fixed-Rate Loan
        • 5.2.1.2. Home Equity Lines of Credit (HELOCs)
      • 5.2.2. Global Home Equity Loan by: Application (Value)
        • 5.2.2.1. Medical Expenses
        • 5.2.2.2. Educational Expenses
        • 5.2.2.3. Home Restoration
        • 5.2.2.4. Debt Consolidation
        • 5.2.2.5. Others
      • 5.2.3. Global Home Equity Loan by: Sales Channels (Value)
        • 5.2.3.1. Banks
        • 5.2.3.2. Local Credit Unions
        • 5.2.3.3. Housing Finance Companies
        • 5.2.3.4. Online Platforms
        • 5.2.3.5. Others
      • 5.2.4. Global Home Equity Loan Region
        • 5.2.4.1. South America
          • 5.2.4.1.1. Brazil
          • 5.2.4.1.2. Argentina
          • 5.2.4.1.3. Rest of South America
        • 5.2.4.2. Asia Pacific
          • 5.2.4.2.1. China
          • 5.2.4.2.2. Japan
          • 5.2.4.2.3. India
          • 5.2.4.2.4. South Korea
          • 5.2.4.2.5. Taiwan
          • 5.2.4.2.6. Australia
          • 5.2.4.2.7. Rest of Asia-Pacific
        • 5.2.4.3. Europe
          • 5.2.4.3.1. Germany
          • 5.2.4.3.2. France
          • 5.2.4.3.3. Italy
          • 5.2.4.3.4. United Kingdom
          • 5.2.4.3.5. Netherlands
          • 5.2.4.3.6. Rest of Europe
        • 5.2.4.4. MEA
          • 5.2.4.4.1. Middle East
          • 5.2.4.4.2. Africa
        • 5.2.4.5. North America
          • 5.2.4.5.1. United States
          • 5.2.4.5.2. Canada
          • 5.2.4.5.3. Mexico
    • 5.3. Global Home Equity Loan (Price)
      • 5.3.1. Global Home Equity Loan by: Type (Price)
  • 6. Home Equity Loan: Manufacturers/Players Analysis
    • 6.1. Competitive Landscape
      • 6.1.1. Market Share Analysis
        • 6.1.1.1. Top 3
        • 6.1.1.2. Top 5
    • 6.2. Peer Group Analysis (2023)
    • 6.3. BCG Matrix
    • 6.4. Company Profile
      • 6.4.1. Bank of America Corporation (United States)
        • 6.4.1.1. Business Overview
        • 6.4.1.2. Products/Services Offerings
        • 6.4.1.3. Financial Analysis
        • 6.4.1.4. SWOT Analysis
      • 6.4.2. Citibank (United States)
        • 6.4.2.1. Business Overview
        • 6.4.2.2. Products/Services Offerings
        • 6.4.2.3. Financial Analysis
        • 6.4.2.4. SWOT Analysis
      • 6.4.3. Truist Financial Corp. (United States)
        • 6.4.3.1. Business Overview
        • 6.4.3.2. Products/Services Offerings
        • 6.4.3.3. Financial Analysis
        • 6.4.3.4. SWOT Analysis
      • 6.4.4. Reali Loans (United States)
        • 6.4.4.1. Business Overview
        • 6.4.4.2. Products/Services Offerings
        • 6.4.4.3. Financial Analysis
        • 6.4.4.4. SWOT Analysis
      • 6.4.5. U.S. Bank (United States)
        • 6.4.5.1. Business Overview
        • 6.4.5.2. Products/Services Offerings
        • 6.4.5.3. Financial Analysis
        • 6.4.5.4. SWOT Analysis
      • 6.4.6. Flagstar Bank (United States)
        • 6.4.6.1. Business Overview
        • 6.4.6.2. Products/Services Offerings
        • 6.4.6.3. Financial Analysis
        • 6.4.6.4. SWOT Analysis
      • 6.4.7. Guaranteed Rate IL (United States)
        • 6.4.7.1. Business Overview
        • 6.4.7.2. Products/Services Offerings
        • 6.4.7.3. Financial Analysis
        • 6.4.7.4. SWOT Analysis
      • 6.4.8. PNC Bank (United States)
        • 6.4.8.1. Business Overview
        • 6.4.8.2. Products/Services Offerings
        • 6.4.8.3. Financial Analysis
        • 6.4.8.4. SWOT Analysis
      • 6.4.9. Discover Financial Services (United States)
        • 6.4.9.1. Business Overview
        • 6.4.9.2. Products/Services Offerings
        • 6.4.9.3. Financial Analysis
        • 6.4.9.4. SWOT Analysis
      • 6.4.10. Pentagon Federal Credit Union (United States)
        • 6.4.10.1. Business Overview
        • 6.4.10.2. Products/Services Offerings
        • 6.4.10.3. Financial Analysis
        • 6.4.10.4. SWOT Analysis
  • 7. Global Home Equity Loan Sale, by Type, Application, Sales Channels, Loan Slab and Region (value and price ) (2025-2030)
    • 7.1. Introduction
    • 7.2. Global Home Equity Loan (Value)
      • 7.2.1. Global Home Equity Loan by: Type (Value)
        • 7.2.1.1. Fixed-Rate Loan
        • 7.2.1.2. Home Equity Lines of Credit (HELOCs)
      • 7.2.2. Global Home Equity Loan by: Application (Value)
        • 7.2.2.1. Medical Expenses
        • 7.2.2.2. Educational Expenses
        • 7.2.2.3. Home Restoration
        • 7.2.2.4. Debt Consolidation
        • 7.2.2.5. Others
      • 7.2.3. Global Home Equity Loan by: Sales Channels (Value)
        • 7.2.3.1. Banks
        • 7.2.3.2. Local Credit Unions
        • 7.2.3.3. Housing Finance Companies
        • 7.2.3.4. Online Platforms
        • 7.2.3.5. Others
      • 7.2.4. Global Home Equity Loan Region
        • 7.2.4.1. South America
          • 7.2.4.1.1. Brazil
          • 7.2.4.1.2. Argentina
          • 7.2.4.1.3. Rest of South America
        • 7.2.4.2. Asia Pacific
          • 7.2.4.2.1. China
          • 7.2.4.2.2. Japan
          • 7.2.4.2.3. India
          • 7.2.4.2.4. South Korea
          • 7.2.4.2.5. Taiwan
          • 7.2.4.2.6. Australia
          • 7.2.4.2.7. Rest of Asia-Pacific
        • 7.2.4.3. Europe
          • 7.2.4.3.1. Germany
          • 7.2.4.3.2. France
          • 7.2.4.3.3. Italy
          • 7.2.4.3.4. United Kingdom
          • 7.2.4.3.5. Netherlands
          • 7.2.4.3.6. Rest of Europe
        • 7.2.4.4. MEA
          • 7.2.4.4.1. Middle East
          • 7.2.4.4.2. Africa
        • 7.2.4.5. North America
          • 7.2.4.5.1. United States
          • 7.2.4.5.2. Canada
          • 7.2.4.5.3. Mexico
    • 7.3. Global Home Equity Loan (Price)
      • 7.3.1. Global Home Equity Loan by: Type (Price)
  • 8. Appendix
    • 8.1. Acronyms
  • 9. Methodology and Data Source
    • 9.1. Methodology/Research Approach
      • 9.1.1. Research Programs/Design
      • 9.1.2. Market Size Estimation
      • 9.1.3. Market Breakdown and Data Triangulation
    • 9.2. Data Source
      • 9.2.1. Secondary Sources
      • 9.2.2. Primary Sources
    • 9.3. Disclaimer
List of Tables
  • Table 1. Home Equity Loan: by Type(USD Million)
  • Table 2. Home Equity Loan Fixed-Rate Loan , by Region USD Million (2018-2023)
  • Table 3. Home Equity Loan Home Equity Lines of Credit (HELOCs) , by Region USD Million (2018-2023)
  • Table 4. Home Equity Loan: by Application(USD Million)
  • Table 5. Home Equity Loan Medical Expenses , by Region USD Million (2018-2023)
  • Table 6. Home Equity Loan Educational Expenses , by Region USD Million (2018-2023)
  • Table 7. Home Equity Loan Home Restoration , by Region USD Million (2018-2023)
  • Table 8. Home Equity Loan Debt Consolidation , by Region USD Million (2018-2023)
  • Table 9. Home Equity Loan Others , by Region USD Million (2018-2023)
  • Table 10. Home Equity Loan: by Sales Channels(USD Million)
  • Table 11. Home Equity Loan Banks , by Region USD Million (2018-2023)
  • Table 12. Home Equity Loan Local Credit Unions , by Region USD Million (2018-2023)
  • Table 13. Home Equity Loan Housing Finance Companies , by Region USD Million (2018-2023)
  • Table 14. Home Equity Loan Online Platforms , by Region USD Million (2018-2023)
  • Table 15. Home Equity Loan Others , by Region USD Million (2018-2023)
  • Table 16. South America Home Equity Loan, by Country USD Million (2018-2023)
  • Table 17. South America Home Equity Loan, by Type USD Million (2018-2023)
  • Table 18. South America Home Equity Loan, by Application USD Million (2018-2023)
  • Table 19. South America Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 20. South America Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 21. Brazil Home Equity Loan, by Type USD Million (2018-2023)
  • Table 22. Brazil Home Equity Loan, by Application USD Million (2018-2023)
  • Table 23. Brazil Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 24. Brazil Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 25. Argentina Home Equity Loan, by Type USD Million (2018-2023)
  • Table 26. Argentina Home Equity Loan, by Application USD Million (2018-2023)
  • Table 27. Argentina Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 28. Argentina Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 29. Rest of South America Home Equity Loan, by Type USD Million (2018-2023)
  • Table 30. Rest of South America Home Equity Loan, by Application USD Million (2018-2023)
  • Table 31. Rest of South America Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 32. Rest of South America Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 33. Asia Pacific Home Equity Loan, by Country USD Million (2018-2023)
  • Table 34. Asia Pacific Home Equity Loan, by Type USD Million (2018-2023)
  • Table 35. Asia Pacific Home Equity Loan, by Application USD Million (2018-2023)
  • Table 36. Asia Pacific Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 37. Asia Pacific Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 38. China Home Equity Loan, by Type USD Million (2018-2023)
  • Table 39. China Home Equity Loan, by Application USD Million (2018-2023)
  • Table 40. China Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 41. China Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 42. Japan Home Equity Loan, by Type USD Million (2018-2023)
  • Table 43. Japan Home Equity Loan, by Application USD Million (2018-2023)
  • Table 44. Japan Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 45. Japan Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 46. India Home Equity Loan, by Type USD Million (2018-2023)
  • Table 47. India Home Equity Loan, by Application USD Million (2018-2023)
  • Table 48. India Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 49. India Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 50. South Korea Home Equity Loan, by Type USD Million (2018-2023)
  • Table 51. South Korea Home Equity Loan, by Application USD Million (2018-2023)
  • Table 52. South Korea Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 53. South Korea Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 54. Taiwan Home Equity Loan, by Type USD Million (2018-2023)
  • Table 55. Taiwan Home Equity Loan, by Application USD Million (2018-2023)
  • Table 56. Taiwan Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 57. Taiwan Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 58. Australia Home Equity Loan, by Type USD Million (2018-2023)
  • Table 59. Australia Home Equity Loan, by Application USD Million (2018-2023)
  • Table 60. Australia Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 61. Australia Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 62. Rest of Asia-Pacific Home Equity Loan, by Type USD Million (2018-2023)
  • Table 63. Rest of Asia-Pacific Home Equity Loan, by Application USD Million (2018-2023)
  • Table 64. Rest of Asia-Pacific Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 65. Rest of Asia-Pacific Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 66. Europe Home Equity Loan, by Country USD Million (2018-2023)
  • Table 67. Europe Home Equity Loan, by Type USD Million (2018-2023)
  • Table 68. Europe Home Equity Loan, by Application USD Million (2018-2023)
  • Table 69. Europe Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 70. Europe Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 71. Germany Home Equity Loan, by Type USD Million (2018-2023)
  • Table 72. Germany Home Equity Loan, by Application USD Million (2018-2023)
  • Table 73. Germany Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 74. Germany Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 75. France Home Equity Loan, by Type USD Million (2018-2023)
  • Table 76. France Home Equity Loan, by Application USD Million (2018-2023)
  • Table 77. France Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 78. France Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 79. Italy Home Equity Loan, by Type USD Million (2018-2023)
  • Table 80. Italy Home Equity Loan, by Application USD Million (2018-2023)
  • Table 81. Italy Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 82. Italy Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 83. United Kingdom Home Equity Loan, by Type USD Million (2018-2023)
  • Table 84. United Kingdom Home Equity Loan, by Application USD Million (2018-2023)
  • Table 85. United Kingdom Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 86. United Kingdom Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 87. Netherlands Home Equity Loan, by Type USD Million (2018-2023)
  • Table 88. Netherlands Home Equity Loan, by Application USD Million (2018-2023)
  • Table 89. Netherlands Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 90. Netherlands Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 91. Rest of Europe Home Equity Loan, by Type USD Million (2018-2023)
  • Table 92. Rest of Europe Home Equity Loan, by Application USD Million (2018-2023)
  • Table 93. Rest of Europe Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 94. Rest of Europe Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 95. MEA Home Equity Loan, by Country USD Million (2018-2023)
  • Table 96. MEA Home Equity Loan, by Type USD Million (2018-2023)
  • Table 97. MEA Home Equity Loan, by Application USD Million (2018-2023)
  • Table 98. MEA Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 99. MEA Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 100. Middle East Home Equity Loan, by Type USD Million (2018-2023)
  • Table 101. Middle East Home Equity Loan, by Application USD Million (2018-2023)
  • Table 102. Middle East Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 103. Middle East Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 104. Africa Home Equity Loan, by Type USD Million (2018-2023)
  • Table 105. Africa Home Equity Loan, by Application USD Million (2018-2023)
  • Table 106. Africa Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 107. Africa Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 108. North America Home Equity Loan, by Country USD Million (2018-2023)
  • Table 109. North America Home Equity Loan, by Type USD Million (2018-2023)
  • Table 110. North America Home Equity Loan, by Application USD Million (2018-2023)
  • Table 111. North America Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 112. North America Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 113. United States Home Equity Loan, by Type USD Million (2018-2023)
  • Table 114. United States Home Equity Loan, by Application USD Million (2018-2023)
  • Table 115. United States Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 116. United States Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 117. Canada Home Equity Loan, by Type USD Million (2018-2023)
  • Table 118. Canada Home Equity Loan, by Application USD Million (2018-2023)
  • Table 119. Canada Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 120. Canada Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 121. Mexico Home Equity Loan, by Type USD Million (2018-2023)
  • Table 122. Mexico Home Equity Loan, by Application USD Million (2018-2023)
  • Table 123. Mexico Home Equity Loan, by Sales Channels USD Million (2018-2023)
  • Table 124. Mexico Home Equity Loan, by Loan Slab USD Million (2018-2023)
  • Table 125. Home Equity Loan: by Type(USD/Units)
  • Table 126. Company Basic Information, Sales Area and Its Competitors
  • Table 127. Company Basic Information, Sales Area and Its Competitors
  • Table 128. Company Basic Information, Sales Area and Its Competitors
  • Table 129. Company Basic Information, Sales Area and Its Competitors
  • Table 130. Company Basic Information, Sales Area and Its Competitors
  • Table 131. Company Basic Information, Sales Area and Its Competitors
  • Table 132. Company Basic Information, Sales Area and Its Competitors
  • Table 133. Company Basic Information, Sales Area and Its Competitors
  • Table 134. Company Basic Information, Sales Area and Its Competitors
  • Table 135. Company Basic Information, Sales Area and Its Competitors
  • Table 136. Home Equity Loan: by Type(USD Million)
  • Table 137. Home Equity Loan Fixed-Rate Loan , by Region USD Million (2025-2030)
  • Table 138. Home Equity Loan Home Equity Lines of Credit (HELOCs) , by Region USD Million (2025-2030)
  • Table 139. Home Equity Loan: by Application(USD Million)
  • Table 140. Home Equity Loan Medical Expenses , by Region USD Million (2025-2030)
  • Table 141. Home Equity Loan Educational Expenses , by Region USD Million (2025-2030)
  • Table 142. Home Equity Loan Home Restoration , by Region USD Million (2025-2030)
  • Table 143. Home Equity Loan Debt Consolidation , by Region USD Million (2025-2030)
  • Table 144. Home Equity Loan Others , by Region USD Million (2025-2030)
  • Table 145. Home Equity Loan: by Sales Channels(USD Million)
  • Table 146. Home Equity Loan Banks , by Region USD Million (2025-2030)
  • Table 147. Home Equity Loan Local Credit Unions , by Region USD Million (2025-2030)
  • Table 148. Home Equity Loan Housing Finance Companies , by Region USD Million (2025-2030)
  • Table 149. Home Equity Loan Online Platforms , by Region USD Million (2025-2030)
  • Table 150. Home Equity Loan Others , by Region USD Million (2025-2030)
  • Table 151. South America Home Equity Loan, by Country USD Million (2025-2030)
  • Table 152. South America Home Equity Loan, by Type USD Million (2025-2030)
  • Table 153. South America Home Equity Loan, by Application USD Million (2025-2030)
  • Table 154. South America Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 155. South America Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 156. Brazil Home Equity Loan, by Type USD Million (2025-2030)
  • Table 157. Brazil Home Equity Loan, by Application USD Million (2025-2030)
  • Table 158. Brazil Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 159. Brazil Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 160. Argentina Home Equity Loan, by Type USD Million (2025-2030)
  • Table 161. Argentina Home Equity Loan, by Application USD Million (2025-2030)
  • Table 162. Argentina Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 163. Argentina Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 164. Rest of South America Home Equity Loan, by Type USD Million (2025-2030)
  • Table 165. Rest of South America Home Equity Loan, by Application USD Million (2025-2030)
  • Table 166. Rest of South America Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 167. Rest of South America Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 168. Asia Pacific Home Equity Loan, by Country USD Million (2025-2030)
  • Table 169. Asia Pacific Home Equity Loan, by Type USD Million (2025-2030)
  • Table 170. Asia Pacific Home Equity Loan, by Application USD Million (2025-2030)
  • Table 171. Asia Pacific Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 172. Asia Pacific Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 173. China Home Equity Loan, by Type USD Million (2025-2030)
  • Table 174. China Home Equity Loan, by Application USD Million (2025-2030)
  • Table 175. China Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 176. China Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 177. Japan Home Equity Loan, by Type USD Million (2025-2030)
  • Table 178. Japan Home Equity Loan, by Application USD Million (2025-2030)
  • Table 179. Japan Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 180. Japan Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 181. India Home Equity Loan, by Type USD Million (2025-2030)
  • Table 182. India Home Equity Loan, by Application USD Million (2025-2030)
  • Table 183. India Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 184. India Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 185. South Korea Home Equity Loan, by Type USD Million (2025-2030)
  • Table 186. South Korea Home Equity Loan, by Application USD Million (2025-2030)
  • Table 187. South Korea Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 188. South Korea Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 189. Taiwan Home Equity Loan, by Type USD Million (2025-2030)
  • Table 190. Taiwan Home Equity Loan, by Application USD Million (2025-2030)
  • Table 191. Taiwan Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 192. Taiwan Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 193. Australia Home Equity Loan, by Type USD Million (2025-2030)
  • Table 194. Australia Home Equity Loan, by Application USD Million (2025-2030)
  • Table 195. Australia Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 196. Australia Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 197. Rest of Asia-Pacific Home Equity Loan, by Type USD Million (2025-2030)
  • Table 198. Rest of Asia-Pacific Home Equity Loan, by Application USD Million (2025-2030)
  • Table 199. Rest of Asia-Pacific Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 200. Rest of Asia-Pacific Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 201. Europe Home Equity Loan, by Country USD Million (2025-2030)
  • Table 202. Europe Home Equity Loan, by Type USD Million (2025-2030)
  • Table 203. Europe Home Equity Loan, by Application USD Million (2025-2030)
  • Table 204. Europe Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 205. Europe Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 206. Germany Home Equity Loan, by Type USD Million (2025-2030)
  • Table 207. Germany Home Equity Loan, by Application USD Million (2025-2030)
  • Table 208. Germany Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 209. Germany Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 210. France Home Equity Loan, by Type USD Million (2025-2030)
  • Table 211. France Home Equity Loan, by Application USD Million (2025-2030)
  • Table 212. France Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 213. France Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 214. Italy Home Equity Loan, by Type USD Million (2025-2030)
  • Table 215. Italy Home Equity Loan, by Application USD Million (2025-2030)
  • Table 216. Italy Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 217. Italy Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 218. United Kingdom Home Equity Loan, by Type USD Million (2025-2030)
  • Table 219. United Kingdom Home Equity Loan, by Application USD Million (2025-2030)
  • Table 220. United Kingdom Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 221. United Kingdom Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 222. Netherlands Home Equity Loan, by Type USD Million (2025-2030)
  • Table 223. Netherlands Home Equity Loan, by Application USD Million (2025-2030)
  • Table 224. Netherlands Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 225. Netherlands Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 226. Rest of Europe Home Equity Loan, by Type USD Million (2025-2030)
  • Table 227. Rest of Europe Home Equity Loan, by Application USD Million (2025-2030)
  • Table 228. Rest of Europe Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 229. Rest of Europe Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 230. MEA Home Equity Loan, by Country USD Million (2025-2030)
  • Table 231. MEA Home Equity Loan, by Type USD Million (2025-2030)
  • Table 232. MEA Home Equity Loan, by Application USD Million (2025-2030)
  • Table 233. MEA Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 234. MEA Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 235. Middle East Home Equity Loan, by Type USD Million (2025-2030)
  • Table 236. Middle East Home Equity Loan, by Application USD Million (2025-2030)
  • Table 237. Middle East Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 238. Middle East Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 239. Africa Home Equity Loan, by Type USD Million (2025-2030)
  • Table 240. Africa Home Equity Loan, by Application USD Million (2025-2030)
  • Table 241. Africa Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 242. Africa Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 243. North America Home Equity Loan, by Country USD Million (2025-2030)
  • Table 244. North America Home Equity Loan, by Type USD Million (2025-2030)
  • Table 245. North America Home Equity Loan, by Application USD Million (2025-2030)
  • Table 246. North America Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 247. North America Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 248. United States Home Equity Loan, by Type USD Million (2025-2030)
  • Table 249. United States Home Equity Loan, by Application USD Million (2025-2030)
  • Table 250. United States Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 251. United States Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 252. Canada Home Equity Loan, by Type USD Million (2025-2030)
  • Table 253. Canada Home Equity Loan, by Application USD Million (2025-2030)
  • Table 254. Canada Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 255. Canada Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 256. Mexico Home Equity Loan, by Type USD Million (2025-2030)
  • Table 257. Mexico Home Equity Loan, by Application USD Million (2025-2030)
  • Table 258. Mexico Home Equity Loan, by Sales Channels USD Million (2025-2030)
  • Table 259. Mexico Home Equity Loan, by Loan Slab USD Million (2025-2030)
  • Table 260. Home Equity Loan: by Type(USD/Units)
  • Table 261. Research Programs/Design for This Report
  • Table 262. Key Data Information from Secondary Sources
  • Table 263. Key Data Information from Primary Sources
List of Figures
  • Figure 1. Porters Five Forces
  • Figure 2. Supply/Value Chain
  • Figure 3. PESTEL analysis
  • Figure 4. Global Home Equity Loan: by Type USD Million (2018-2023)
  • Figure 5. Global Home Equity Loan: by Application USD Million (2018-2023)
  • Figure 6. Global Home Equity Loan: by Sales Channels USD Million (2018-2023)
  • Figure 7. South America Home Equity Loan Share (%), by Country
  • Figure 8. Asia Pacific Home Equity Loan Share (%), by Country
  • Figure 9. Europe Home Equity Loan Share (%), by Country
  • Figure 10. MEA Home Equity Loan Share (%), by Country
  • Figure 11. North America Home Equity Loan Share (%), by Country
  • Figure 12. Global Home Equity Loan: by Type USD/Units (2018-2023)
  • Figure 13. Global Home Equity Loan share by Players 2023 (%)
  • Figure 14. Global Home Equity Loan share by Players (Top 3) 2023(%)
  • Figure 15. Global Home Equity Loan share by Players (Top 5) 2023(%)
  • Figure 16. BCG Matrix for key Companies
  • Figure 17. Bank of America Corporation (United States) Revenue, Net Income and Gross profit
  • Figure 18. Bank of America Corporation (United States) Revenue: by Geography 2023
  • Figure 19. Citibank (United States) Revenue, Net Income and Gross profit
  • Figure 20. Citibank (United States) Revenue: by Geography 2023
  • Figure 21. Truist Financial Corp. (United States) Revenue, Net Income and Gross profit
  • Figure 22. Truist Financial Corp. (United States) Revenue: by Geography 2023
  • Figure 23. Reali Loans (United States) Revenue, Net Income and Gross profit
  • Figure 24. Reali Loans (United States) Revenue: by Geography 2023
  • Figure 25. U.S. Bank (United States) Revenue, Net Income and Gross profit
  • Figure 26. U.S. Bank (United States) Revenue: by Geography 2023
  • Figure 27. Flagstar Bank (United States) Revenue, Net Income and Gross profit
  • Figure 28. Flagstar Bank (United States) Revenue: by Geography 2023
  • Figure 29. Guaranteed Rate IL (United States) Revenue, Net Income and Gross profit
  • Figure 30. Guaranteed Rate IL (United States) Revenue: by Geography 2023
  • Figure 31. PNC Bank (United States) Revenue, Net Income and Gross profit
  • Figure 32. PNC Bank (United States) Revenue: by Geography 2023
  • Figure 33. Discover Financial Services (United States) Revenue, Net Income and Gross profit
  • Figure 34. Discover Financial Services (United States) Revenue: by Geography 2023
  • Figure 35. Pentagon Federal Credit Union (United States) Revenue, Net Income and Gross profit
  • Figure 36. Pentagon Federal Credit Union (United States) Revenue: by Geography 2023
  • Figure 37. Global Home Equity Loan: by Type USD Million (2025-2030)
  • Figure 38. Global Home Equity Loan: by Application USD Million (2025-2030)
  • Figure 39. Global Home Equity Loan: by Sales Channels USD Million (2025-2030)
  • Figure 40. South America Home Equity Loan Share (%), by Country
  • Figure 41. Asia Pacific Home Equity Loan Share (%), by Country
  • Figure 42. Europe Home Equity Loan Share (%), by Country
  • Figure 43. MEA Home Equity Loan Share (%), by Country
  • Figure 44. North America Home Equity Loan Share (%), by Country
  • Figure 45. Global Home Equity Loan: by Type USD/Units (2025-2030)
List of companies from research coverage that are profiled in the study
  • Bank of America Corporation (United States)
  • Citibank (United States)
  • Truist Financial Corp. (United States)
  • Reali Loans (United States)
  • U.S. Bank (United States)
  • Flagstar Bank (United States)
  • Guaranteed Rate IL (United States)
  • PNC Bank (United States)
  • Discover Financial Services (United States)
  • Pentagon Federal Credit Union (United States)
Additional players considered in the study are as follows:
TBK BANK (United States) , Connexus Credit Union (United States) , LoanDepot LLC (United States)
Select User Access Type

Key Highlights of Report


Mar 2024 214 Pages 55 Tables Base Year: 2023 Coverage: 15+ Companies; 18 Countries

Request Sample Pages

Budget constraints? Get in touch with us for special pricing


Check Discount Now

Talk to Our Experts

Want to Customize Study?


"We employ Market statistics, Industry benchmarking, Patent analysis, and Technological Insights to derive requirements and provide customize scope of work."

Make an Enquiry Now

Frequently Asked Questions (FAQ):

The standard version of the report profiles players such as Bank of America Corporation (United States), Citibank (United States), Truist Financial Corp. (United States), Reali Loans (United States), U.S. Bank (United States), Flagstar Bank (United States), Guaranteed Rate IL (United States), PNC Bank (United States), Discover Financial Services (United States) and Pentagon Federal Credit Union (United States) etc.
The Study can be customized subject to feasibility and data availability. Please connect with our sales representative for further information.
"Local Credit Unions are Highly Preferred during Home Equity Loans due to Lower Interest Rates than Banks " is seen as one of major influencing trends for Home Equity Loan Market during projected period 2023-2030.
The Home Equity Loan market study includes a random mix of players, including both market leaders and some top growing emerging players. Connect with our sales executive to get a complete company list in our research coverage.

Know More About Global Home Equity Loan Market Report?